Individual Risk Terrorism Insurance
IF YOUR PROPERTY HAS A MORTGAGE OR THE PROPERTY IS BEING USED AS SECURITY FOR LOANS AGAINST THE VALUE OF THE PROPERTY YOU COULD BE IN BREACH OF THE MORTGAGE OR LOAN AGREEMENT IF YOU DO NOT HAVE TERRORISM COVER.
Some Insurers have excluded all Terrorism cover for Household / Residential policies and with access to a specific scheme for Residential Domestic Properties whether owner occupied or let to Professionals, Students, Income Support tenants or Local Authority Sponsored we have a solution for you.
We have access to underwriters who can offer a tailored made policy covering the Buildings and Contents etc or just the buildings on its own. Premiums in the UK start at £30.00 for Domestic premises and £50.00 for Commercial premises excluding Insurance Premium Tax.
We can provide terms for Terrorism cover for numerous risks, including:
- Residential / Household
- Blocks of Flats
- Property Portfolios ~ Domestic & Commercial
- Shops, Restaurants, Pubs, Hotels, Guest Houses
- Manufacturing Risks
- Nightclubs / Social Clubs
- Outside Event Cover
Although all insurers offer Terrorism as additional cover, it is not included in the primary policy. Again, we can offer policies at competitive premiums. In respect of the larger risk we can offer 1st Loss cover or if there is restricted funds then a limited form of cover in accordance with the budget.
So whether it’s a small shop or a property portfolio we hope to be able to help.
- 1st loss cover available
- Cover available for domestic and commercial risks
- All policies underwritten 100% at Lloyds
- ‘Cherry Pick’ which properties from a portfolio to insure under the scheme, complete flexibility
- Cancellations dealt with on a pro-rata basis